Trust K1 and lump sum retirement benefit

Thanks for writing in, and my condolences on the loss of your mother.

FreeTaxUSA supports filing a return of a deceased person. We also support filing all Schedule K-1s, and retirement income such as lump-sum benefits. Those are often entered based on the SSA-1099 form issued to that person.

You can file your personal return with the Schedule K-1 from her trust, the 1099-SSA for the lump-sum income if it belongs to you, and most other information, including a California return if applicable. You or another person can file on your late mother's behalf by indicating the return is being completed for a deceased person within the very first screen of your return, under Taxpayer Info from the Personal menu. There's a bubble to check for that. All information under her name would be filed in her return.

Please note that with Schedule K-1s, it's a little more complex. If she owned the trust and you are the beneficiary, there may be a need to file a Form 1041 for the trust. This is not supported with FreeTaxUSA. Her 1041 would need to be completed for your Schedule K-1 to be issued, since the K-1 is created as part of filing the 1041. If you find you need to file this for her, please look for a site that supports this or file directly with the IRS:

https://www.irs.gov/forms-pubs/about-form-1041
https://www.irs.gov/filing/where-to-file-your-taxes-for-form-1041