How do I include additional Form 8889 for death of an HSA account beneficiary?
I am covered by a HDHP and have HSA contributions and distributions for 2025 tax year. I also inherited an HSA from a non-spouse who passed away in 2025. Form 8889 instructions say that I should be completing a separate "statement" form 8889 for my personal HSA and one for the taxable distribution I received from the decedent's HSA. It's clear that the Health Savings Account section of FreeTaxUSA doesn't support separating these. Is there any way I can attach pdfs of the statement Form 8889s that the IRS requires? Thank you!
Answers
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You have reviewed the IRS instruction Form 8889 already, which said:
Note. If, during the tax year, you are the beneficiary of two or more HSAs or you are a beneficiary of an HSA and you have your own HSA, you must complete a separate Form 8889 for each HSA. Enter “statement” at the top of each Form 8889 and complete the form as instructed. Next, complete a controlling Form 8889, combining the amounts shown on each of the statement Forms 8889. Attach the statements to your paper tax return after the controlling Form 8889.
There should be 3 Forms 8889, 2 of them are the statements, and then combined om the controlling Form 8889. Even the IRS said to attach to the statements to the paper tax return, and so this tax return must be paper filed. You can create the controlling Form 8889 in FreeTaxUSA, print out the tax return to be mailed, and then attach the two statement Form 8889s which can be fillable from the IRS website, and then mail the tax return and all three Forms 8889 to the IRS.
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Thanks for the response! I guess my real question was if there's a way to attach the pdfs and still e-file. Sounds like the answer is no.
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