IRS mailed my refund instead

lt14
lt14 Member Posts: 2 Newcomer
in After you file

I filled out the routing# and account#'s on my form and checked off savings account yet the IRS mailed my refund anyhow. I verified that info is on my 1040. So what happenned that they didn't do direct deposit?

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Answers

  • JLFTUFreeForum
    JLFTUFreeForum Member, Star Posts: 70 image

    See this post.

    It looks similar to yours.

    https://community.freetaxusa.com/discussion/3093/what-could-have-gone-wrong
  • GeorgeM
    GeorgeM FreeTaxUSA Agent Posts: 86 image
    Hello lt14:

    While a definitive answer to your question may remain unknown, in their FAQs about tax refunds, the Department of the Treasury provides the following:

    “Your refund should only be deposited directly into accounts that are in your own name, your spouse's name or both, if it's a joint account. These are some of the reasons a financial institution may reject a direct deposit, resulting in a paper check. Also, no more than three electronic refunds can be directly deposited into a single financial account or pre-paid debit card. Taxpayers who exceed the limit will receive an IRS notice and a paper refund.”
  • lt14
    lt14 Member Posts: 2 Newcomer

    GeorgeM,

    Thanks for that but none apply. I have no spouse and accounts are my own. This is the only such deposit I've had. I guess it will remain a mystery. I appreciate your attempt to help me.

    I verified the numbers and there were blank spaces after the account # so I wonder if the IRS required leading zeros even though the bank has none.

  • kiarab
    kiarab FreeTaxUSA Agent Posts: 263 image
    Hello again,

    It is hard to know, and we do not know for sure if the problem is on the IRS's side or your bank's side. I would recommend next year that you try a different account, if you have one, and see what happens.

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