Contributed by: TaylorC, FreeTaxUSA Agent
You may have heard about something called an identity protection PIN (IP PIN) and wondered whether you need one to file your tax return. For most taxpayers, the answer is no. But if the IRS assigned you an IP PIN, or if you want extra protection from tax-related identity theft, or want to e-file a prior year return, it can be helpful to have one.
What is an IP PIN?
IP PIN stands for Identity Protection Personal Identification Number. It’s a six-digit number the IRS assigns.
The IRS uses it to help confirm that you’re the person filing the return. If someone else tries to file using your name and Social Security number, the IP PIN can help stop that return from being filed.
💡 Note: Only you and the IRS should know your IP PIN. It’s important to keep both your Social Security number and your IP PIN safe.
Who needs an IP PIN?
The IRS doesn’t require everyone to have an IP PIN. For many, it’s a voluntary program. However, in some cases the IRS may require or assign one.
The most common reason the IRS will automatically assign you or your dependent an IP PIN is if you are a confirmed victim of identity theft.
Why choose to get an IP PIN?
An IP PIN can help:
- Prevent someone else from filing a fraudulent tax return
- Avoid tax return delays caused by identity verification
- Allow you to e-file certain prior-year tax returns*
- Help you feel more secure about your return
💡 Note: *If you have an IP PIN, you may be able to e-file certain prior-year tax returns, depending on IRS rules and the tax software you use.
How do I know if the IRS assigned me an IP PIN?
If the IRS assigns you an IP PIN, they will usually send you a CP01A notice by mail. You can also check your IRS online account under the Profile Tab for your IP PIN. If you don’t see either of these, you may not find out that you need one until your tax return is rejected because the IP PIN was missing or entered incorrectly.
How do I get an IP PIN if I want one for myself?
To get an IP PIN, you must first verify your identity with the IRS. The fastest way to get one is usually through your IRS online account in the IP PIN section of your profile.
If you have trouble getting an IP PIN online, other options may be available, such as submitting forms online or visiting a local Taxpayer Assistance Center.
You can also find more details on the IRS website about how to get an identity protection PIN.
Where do I enter my IP PIN in FreeTaxUSA?
If the IRS mailed you a CP01A notice because of tax-related identity theft, you’ll need to enter that 6-digit IP PIN in FreeTaxUSA before you e-file.
Enter your IP PIN by following menu path: Misc > Personal > Identity Protection PIN.
Don’t confuse this with your 5-digit self-select PIN, which is entered in the Final Steps section.
A few more things to know
Keep your IP PIN private. Only share with the IRS or a trusted tax preparer when you file your return. The IRS generally won’t call, email, or text you to request your IP PIN.
If you have an IP PIN, you must enter it on your tax return in order to e-file and to avoid processing delays.
The IRS generates a new IP PIN each year per account. If the IRS assigned one to you because of identity theft, you usually can’t opt out. If you voluntarily chose to get one on your own, you’re typically able to leave the program later. If you’re unsure whether an IP PIN applies to your situation, check your IRS account or contact a tax professional.
Summary
Most taxpayers don’t need an IP PIN. But if the IRS assigns one to you, or if you choose to get one for extra protection, make sure you keep it safe and use it when you file.
For any remaining questions regarding an IP PIN, check out the IRS website to see the answers to the most frequently asked questions.