Excess HSA Contributions - did I file it right?
Hi there! Sorry if this has already been answered before.
My husband and I are filing as MFJ, and as we were filing our 2023 tax return, we were notified that I had over contributed to the HSA limit by $1540 — I mistakenly thought we had separate limits since I was on a family plan and my husband on a self-only plan. I then withdrew the excess amount from my HSA account in Jan 2024 and included $1540 into our 2023 tax return (Schedule 1 Form 1040 & Form 8889).
Now that we're filing for 2024, I see that I have two 1099-SA forms, one with Distribution code 1 and the other with Distribution code 2, which has $1540.14 in Box 1 and 0.14 cents in Box 2.
I don't quite understand how we should proceed with our 2024 tax return - do we claim this withdrawal again for 2024? Or did I file our 2023 taxes incorrectly and would need to amend it so that the excess $1540 is not included?
Thank you!