Contributed by: GregC, FreeTaxUSA Security Manager
Phishing
Phishing is a type of cyberattack that tries to trick you into giving away your personal information, such as passwords, bank account numbers, credit card details, social security numbers, and other information.
Phishing attackers usually send you an email, a text message (smishing), or a phone call (vishing) that looks like it comes from a legitimate source, such as your bank, your online software provider, or a government agency. They may ask you to click on a link, open an attachment, or provide some information to verify your identity or access your account. However, if you do, you may end up giving your information to the attackers, who can use it to steal your money, your identity, or your data.
It is important to learn how to recognize and avoid phishing scams and protect your personal information from falling into the wrong hands.
How to recognize and avoid phishing scams?
Phishing scams can be hard to spot. However, there are some red flags that you can watch out for to identify and avoid phishing scams. Here are some red flags to watch for:
- Check the sender's email address or phone number. If it doesn’t match the official domain or contact of the organization that claims to be sending the message, or if it contains spelling errors, random numbers, or unusual characters, it is likely a phishing attempt.
- Check the content of the message. If it contains grammatical errors, typos, or vague or generic language, it may be a phishing attempt. Be aware that the use of artificial intelligence by bad actors to draft these messages is making this red flag less common.
- Be wary of messages that create a sense of urgency, pressure, or fear, or that offer too-good-to-be-true deals. These types of phishing email try to get you to act without thinking.
- Check the links. Hover your mouse over links to see the actual URL. If it doesn’t match the expected destination or source, or if it looks suspicious or unfamiliar, don’t click it. It may lead you to a fake website or download malicious software that can compromise your device or data.
- Never open attachments from an unknown source.
- Don’t provide or verify personal information, such as your password, account number, or security code. Legitimate organizations will never ask you to share sensitive information via email, text, or phone.
- If you are unsure, contact the organization directly using a trusted method, such as their official website or phone number.
Phishing is a serious threat that can compromise your personal information and cause you financial or emotional harm. By following these tips, you can reduce your chances of falling victim.
